Car Insurance for Electric & Hybrid Vehicles: What You Should Know Electric and hybrid vehicles are rapidly gaining popularity in India as more people embrace sustainable mobility and look for greener alternatives to traditional fuel-based cars. These vehicles not only help reduce carbon emissions but also offer long-term savings on fuel and maintenance costs. However, …
How to Build a Strong CIBIL Score – Step-by-Step Guide for New Customers Your CIBIL score is a 3-digit number (300–900) that reflects your credit behaviour. A good credit score improves your chances of getting home loans, personal loans, and credit cards often with lower interest rates. In India, the CIBIL score ranges from 300–900, …
Current Account Rules & Transactions to Avoid Scrutiny Applicability of Current Accounts : Current accounts are generally used by businesses, professionals, and entities for frequent and high-value transactions & No interest is paid on balances (unlike savings accounts). Subject to stricter Income Tax and RBI compliance checks because of large inflows/outflows. Following are the basic …
India–UK FTA recently signed by PM Modi India–UK Free Trade Agreement recently signed by PM Narendra Modi and UK PM Keir Starmer after 3 years of negotiations. Here’s a clear breakdown of its implications: As per Shri Piyush Goyal:“This CETA marks a milestone in the trade relations between two major economies… It unlocks tariff-free access …
Disclosure Pre-existing diseases when taking health insurance Overview of the disclosure requirements for pre-existing diseases when applying for health insurance in India, along with the rules on moratorium period and waiting period as per IRDAI guidelines. Pre-existing diseases are medical conditions or illnesses that insured person was already suffering from at time of purchasing health …
Cyber Jaagrookta Diwas: Stay Alert, Stay Secure—Beware of Social Engineering! On this Cyber Jaagrookta Diwas, let us raise awareness about the growing threat of social engineering attacks. Cybercriminals often exploit human emotions—such as fear, curiosity, sympathy, or pride—to manipulate individuals into revealing confidential information or performing harmful actions. This Cyber Jaagrookta Diwas, we are spreading …
Do Not Keep Your Money in a Savings Bank Account — Here’s Why In a world where inflation silently eats into your purchasing power, letting your money sit idle in a savings bank account (typically earning just 2.5%–4% interest) is like watching it lose value in slow motion. Why you shouldn’t: Low returns: Most banks …
Comparison of Fixed Deposits (FDs) and Life Insurance Plans Under this blog, we provide the details of the comparison of Fixed deposits and Life Insurance Plans as financial tools for achieving specific objectives. Both fixed deposits and Life insurance plans serve distinct purposes. FDs are reliable for saving and securing capital, while Life insurance addresses …
Implementing the Digital Personal Data Protection Act, 2023 The draft Digital Personal Data Protection Rules, 2025, introduced by MeitY, provide the much-needed framework for implementing the Digital Personal Data Protection Act, 2023. Sixteen months after the new Digital Personal Data Protection Act, 2023 (hereinafter referred to as the “Act”), the Ministry of Electronics and Information …
Complete Understanding on the FRRO Process for Hosts in India Form C for Foreigners Regional Registration Office Purposes Form C is a Important document for Foreigners Regional Registration Office in India. It is used to monitor & report accommodation of foreign nationals to ensure their movements are tracked for security & administrative purposes. When Should …