Loan against property for self-employed: Features, eligibility A loan against property for the self-employed is a secured loan that helps you access funds by mortgaging an eligible property with the lender. You can continue to use and own the property during the loan tenure, subject to the loan agreement. Whether you need funds for business …
Working Capital Crunch: The Hidden Challenge Slowing Indian MSMEs In India, Micro, Small, and Medium Enterprises (MSMEs) are pivotal to economic growth, yet many struggle with a less visible but critical hurdle: a working capital crunch. Limited cash flow restricts daily operations, delays payments to suppliers, and hampers timely project execution, stunting business growth despite …
Finance Your Dream Home Renovation with Home Remodeling Loans Renovating your home is exciting, but managing its costs can often be a challenge. From upgrading your kitchen to redesigning your living space, expenses can quickly add up and put pressure on your savings. Many homeowners delay their dream projects simply because they are unsure how …
RBI’s Introduces New Rule on Loans Against Silver (Effective April 1, 2026) The Reserve Bank of India has announced new guidelines permitting banks and NBFCs to extend loans against silver from April 1, 2026. The move is aimed at enhancing credit access and liquidity, especially for households and small businesses in rural and semi-urban areas. …
Everything You Need to Know About Rural Housing Finance in India A secure, pucca home is not only a city dream. Families across villages and small towns want the same stability and dignity that a permanent roof brings. A rural home loan helps you turn that goal into reality, whether you plan to buy a …
How a lumpsum calculator can help in achieving your 10-year financial goals Planning for your financial future requires clarity, discipline, and effective tools. When setting targets such as education funds, retirement savings, or a dream home, understanding how your investments will grow over time is critical. This is where a lumpsum calculator becomes essential. For …
Advantages of Taking a Gold Loan Against Your Jewellery A gold loan can be a practical solution if you need quick access to funds. By pledging your gold jewellery as collateral, you could unlock its value without having to sell it. This type of loan is not only easy to avail but also comes with …
Top 5 Reasons to Use an FD Interest Calculator Today Fixed Deposits (FDs) remain one of the safest and most reliable investment options, especially for individuals looking to preserve their capital while earning stable returns. However, understanding how much your FD will grow over time requires clarity on interest rates, tenure, and compounding frequency. This …
What are the Basic Tax advantage to Borrowers on taking Personal Loan ? Over the past ten years, fintech has allowed the present-day financial industry to grow and change in many ways. The process of applying for a loan, having it approved, and receiving the funds in your bank account is simpler and faster than …
What are the differences and similarities between the National Savings Certificate (NSC) and PPF? National Savings Certificate (NSC) Public Provident Fund (PPF) Interest Paid: 8%, compounded half-yearly Interest Paid: 8%, compounded annually No monthly/yearly payments No monthly/yearly payments Minimum investment: Rs 100 Maximum investment: No Limit Minimum investment: Rs 500 (required annually)Maximum investment: Rs 70,000 …