How to Plan Your EMIs with a Personal Loan EMI Calculator? Planning finances carefully is essential when considering any form of credit. A personal loan can help meet a variety of needs, such as medical expenses, education costs, home improvement, travel, or unexpected financial requirements. While a personal loan offers flexibility and quick access to …
Using An SIP Calculator To Understand Disciplined Investing A Systematic Investment Plan is often used by mutual fund investors who are exploring structured ways to invest at regular intervals. Rather than committing a lump sum, an SIP allows individuals to invest a fixed amount periodically, typically monthly. An SIP calculator helps illustrate how such regular …
International Travel Insurance for Senior Citizens: Essential Tips & Benefits International travel for senior citizens often requires additional planning, particularly regarding healthcare access and financial preparedness. Age-related medical considerations, existing health conditions, and unfamiliar healthcare systems abroad can increase the risk of unexpected expenses. In this context, international travel insurance plays an important role by …
Foreigners Visiting India Can Now Use India’s digital payments ecosystem Without an Indian Bank Account India’s digital payments ecosystem just became truly global. Foreign tourists and visitors can now make UPI payments in India without opening an Indian bank account, marking a major step in making India a cash-light, tourist-friendly economy. What’s Changed? Earlier, UPI …
Major Reforms in Nomination Rules for Bank Accounts, Deposits, and Lockers The Government of India has enacted the Banking Laws (Amendment) Act, 2025, introducing major reforms to nomination rules for bank accounts, deposits, and safety lockers. Significant reforms to nomination rules governing bank accounts, deposits, and safety lockers have come into effect from November 1, …
OVERVIEW THE MAIL ORDER BUSINESS IN INDIA What is Mail Order Business? Mail Order Business : A mail order business sells goods directly to customers through catalogues, advertisements, or printed material, where the orders are placed via post, phone, or email, and goods are delivered by courier or postal services. It usually operates without an …
Banks vs Housing Finance Companies: Key Differences Every Home Loan Borrower Must Know Comparing a bank and a housing finance company (HFC) on a financial marketplace can create a big difference for a home loan journey. You get to choose better interest rates, faster approval, and more flexibility. However, many people are still stuck believing …
Economic Curse of Terrorism & Strengthening Middle Class in current situation A. The Economic Curse of Terrorism: A Growing Risk to Investment, Valuation & Global Stability Terrorism is often seen through a geopolitical or security lens—but its economic consequences are equally severe & far-reaching. It undermines investor confidence, disrupts markets, & weakens the fundamental structures …
Official Fact Check: No 18% GST on UPI Transactions Above INR 2,000 Official statement from the Ministry of Finance, Government of India, clarifying that the government is NOT considering levying GST on UPI transactions over INR 2k . This clarification firmly debunks any misinformation regarding the imposition of GST on UPI transactions and reinforces the …
How Futures and Options Can Help You Trade Smarter In today’s fast-moving financial landscape, many investors are exploring advanced instruments like futures and options to diversify their trading strategies. These derivatives offer an opportunity to hedge risks, take speculative positions, or manage portfolio exposure. For those looking to go beyond traditional equity investments, understanding how …