ESIC Code Allotted at Incorporation but No Employees? Do You Need to File Returns or Surrender the ESIC Registration? Many newly incorporated companies receive an ESIC Registration Code automatically through SPICe+ and AGILE-PRO-S at the time of incorporation. A common question that arises is whether a company with zero employees must file ESIC returns and …
Form 3CD Clause-wise Tax Audit Checklist – FY 2025-26 Form 3CD Clause-wise Tax Audit Checklist – AY 2026-27 (FY 2025-26) What this workbook is built on, and how updates reach you. Form basis Form 3CD as amended by Income-tax (Eighth Amendment) Rules 2025 – Notification 23/2025 dated 28-03-2025, effective 1-4-2025. e-filing schema v2.2. Changes carried …
Individual Health Insurance Premiums Expected to Increase by 22.4% in 2027 Health insurance premiums are on an upward trajectory globally and in India — with projections pointing to continued double-digit increases in 2027. The global context provides useful perspective on the structural forces at work, while India’s specific market dynamics add additional pressure factors. For …
Which of your investments can be used as loan collateral? Investors may hold valuable assets but still face temporary cash requirements. A loan against shares can help eligible investors access funds without selling their listed investments. Under a Loan Against Shares facility, eligible listed shares are pledged as collateral. The investor can therefore raise funds …
Labour Codes 2026: Key Buzzwords Every Employer, HR Professional & Business Must Know No. Labour Code Term Quick Meaning 1 Wage Definition Standardized definition of wages for labour law compliance and statutory calculations. 2 Floor Wage Minimum benchmark wage notified by the Central Government for all states. 3 Minimum Wages Wage protection extended to a …
Complete 2026 Guide on Reverse Charge Mechanism under GST As per 2026 updated RCM list & RCM rules, the Reverse Charge Mechanism (RCM) is a GST provision where the recipient of goods or services is liable to pay GST instead of the supplier. The legal basis for RCM is provided under Section 9(3) and 9(4) …
NCLT Approves Subhash Chandra’s INR 6.5 Crore Repayment Plan Against INR 22,006 Crore Claims: Understanding the Legal Rationale Under IBC The recent approval by the National Company Law Tribunal (NCLT) of a repayment plan proposed by Essel Group Chairman and Zee founder Subhash Chandra has sparked widespread debate across the insolvency and banking sectors. The …
Instant Personal Loans: Benefits, Risks, and When to Use Them Unexpected expenses can strain your monthly budget. A medical bill, urgent home repair, education expense, or planned purchase may require funds sooner than expected. In such situations, an instant personal loan can provide quick access to funds without requiring collateral. Digital lending has also made …
UPI to Remain Free for Citizens: Govt Commitment to India’s Digital Payments Revolution India’s Unified Payments Interface (UPI) has emerged as one of the country’s most successful digital innovations, transforming the way individuals and businesses conduct financial transactions. From small roadside vendors and neighborhood stores to large businesses and consumers, Unified Payments Interface has become …
Common GST Return Mistakes That Can Trigger Scrutiny Notices, Audit or Demand Proceedings Businesses now operate in a highly data-driven GST compliance environment. GST authorities actively use data analytics, AI-based risk assessment, and return cross-verification to identify discrepancies. Consequently, even minor reporting errors can trigger scrutiny notices (ASMT-10), departmental audits, or tax demand proceedings. Share …